[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.skalimar.cz\/jak-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.skalimar.cz\/jak-si-pujcit-penize\/","headline":"Jak si p\u016fj\u010dit pen\u00edze?","name":"Jak si p\u016fj\u010dit pen\u00edze?","description":"S pen\u011bzi to nen\u00ed tak jaksi zrovna jednoduch\u00e9. Proto\u017ee maj\u00ed nejednu neblahou vlastnost. 1) \u0158\u00edk\u00e1 se t\u0159eba, \u017ee le\u017e\u00ed v\u0161ude doslova na zemi a sta\u010d\u00ed je jenom sebrat; jen\u017ee jako na potvoru nikdy nele\u017e\u00ed tam, kde jsme pr\u00e1v\u011b my. 2) Vyd\u011bl\u00e1v\u00e1me jich pr\u00fd \u010d\u00edm d\u00e1l v\u00edc, ov\u0161em n\u011bjak to nen\u00ed vid\u011bt pr\u00e1v\u011b na t\u00e9 na\u0161\u00ed [&hellip;]","datePublished":"2019-02-04","dateModified":"2019-02-04","author":{"@type":"Person","@id":"https:\/\/www.skalimar.cz\/author\/#Person","name":"skalimar.cz","url":"https:\/\/www.skalimar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/8eaf08ef5a7e54fc91db02b2058b03bc913caaaa39c046819bbf43d06bd23c2b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"skalimar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.skalimar.cz\/wp-content\/uploads\/img_a338622_w2426_t1551251699.jpg","url":"https:\/\/www.skalimar.cz\/wp-content\/uploads\/img_a338622_w2426_t1551251699.jpg","height":0,"width":0},"url":"https:\/\/www.skalimar.cz\/jak-si-pujcit-penize\/","about":["Ekonomika"],"wordCount":495,"articleBody":" S pen\u011bzi to nen\u00ed tak jaksi zrovna jednoduch\u00e9. Proto\u017ee maj\u00ed nejednu neblahou vlastnost. 1) \u0158\u00edk\u00e1 se t\u0159eba, \u017ee le\u017e\u00ed v\u0161ude doslova na zemi a sta\u010d\u00ed je jenom sebrat; jen\u017ee jako na potvoru nikdy nele\u017e\u00ed tam, kde jsme pr\u00e1v\u011b my. 2) Vyd\u011bl\u00e1v\u00e1me jich pr\u00fd \u010d\u00edm d\u00e1l v\u00edc, ov\u0161em n\u011bjak to nen\u00ed vid\u011bt pr\u00e1v\u011b na t\u00e9 na\u0161\u00ed v\u00fdplatn\u00ed p\u00e1sce. 3) Nej\u010dast\u011bji chyb\u00ed \u010dlov\u011bku ve chv\u00edli, kdy je nejv\u00edce pot\u0159ebuje. 4) Maj\u00ed je v\u0161ichni lid\u00e9 kolem v\u00e1s, va\u0161e nejbli\u017e\u0161\u00ed nevyj\u00edmaje, ov\u0161em jakmile byste je pot\u0159ebovali p\u016fj\u010dit, v\u0161em n\u00e1hle ty mr\u0161ky za\u010dnou sch\u00e1zet. 5) A aby tento v\u00fd\u010det nevyzn\u011bl tak pesimisticky, dodejme si na z\u00e1v\u011br, \u017ee maj\u00ed i jeden kladn\u00fd rys, kter\u00fd plat\u00ed pro politiky a jejich st\u00e1tn\u00ed rozpo\u010det stejn\u011b jako pro toho nejposledn\u011bj\u0161\u00edho chudinku s jeho zanedbateln\u00fdm rozpo\u010dtem rodinn\u00fdm. Tedy \u017ee pen\u00edze v\u017edycky jsou, a to i kdy\u017e nejsou, ba kdy\u017e sch\u00e1zej\u00ed. Oby\u010dejn\u00fd \u010dlov\u011bk, kter\u00fd se \u0159\u00edzen\u00edm osudu dostal do m\u00ednusu, sice zpravidla nem\u00e1 tak jednoduchou mo\u017enost, jak si p\u0159ij\u00edt k dal\u0161\u00edm financ\u00edm, jakou maj\u00ed na\u0161i vl\u00e1dci, tedy dejme tomu vydat n\u011bjak\u00e9 dluhopisy, o kter\u00e9 se spoluob\u010dan\u00e9 navzdory jejich nev\u00fdhodnosti pomalu perou, ov\u0161em i tady se \u0159e\u0161en\u00ed najde hrav\u011b. Pokud tedy \u010dlov\u011bk v\u00ed, kde hledat. Proto\u017ee p\u00e1tr\u00e1-li oby\u010dejn\u00fd pros\u0165\u00e1\u010dek po pen\u011bz\u00edch n\u011bkde v bance, m\u016f\u017ee si b\u00fdt jist, \u017ee v jej\u00edch trezorech ur\u010dit\u011b jsou. Ale v takov\u00e9m p\u0159\u00edpad\u011b v nich s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed i z\u016fstanou. Proto\u017ee bank\u00e9\u0159i m\u00edvaj\u00ed tu neblahou vlastnost, \u017ee \u017eadatele o p\u016fj\u010dku zevrubn\u011b zkoumaj\u00ed, p\u0159epo\u010d\u00edt\u00e1vaj\u00ed jeho p\u0159\u00edjmy a finan\u010dn\u00ed pom\u011bry, po\u0161ilh\u00e1vaj\u00ed po registrech dlu\u017en\u00edk\u016f a n\u00e1sledn\u011b \u017e\u00e1dosti zam\u00edtaj\u00ed. Ov\u0161em pokud se takov\u00fd chud\u00fd \u017eadatel obr\u00e1t\u00ed na nebankovn\u00ed finan\u010dn\u00ed instituci stran f\u00e9rov\u00e9 p\u016fj\u010dky, m\u016f\u017ee velice snadno a bezpe\u010dn\u011b usp\u011bt t\u0159eba v podob\u011b americk\u00e9 hypot\u00e9ky. To je toti\u017e . K m\u00e1n\u00ed je i ji\u017e za \u010dty\u0159procentn\u00ed \u00farok, lze ji spl\u00e1cet a\u017e t\u0159icet let, ov\u0161em klidn\u011b tak lze u\u010dinit i p\u0159ed\u010dasn\u011b a to bez jak\u00fdchkoliv sankc\u00ed. Sta\u010d\u00ed se zaru\u010dit vlastn\u00ed nemovitost\u00ed a \u010dlov\u011bk hrav\u011b dostane p\u016fj\u010dku ve v\u00fd\u0161i a\u017e sedmdes\u00e1ti procent jej\u00ed ceny, ani\u017e by musel dokazovat v\u00fd\u0161i sv\u00fdch p\u0159\u00edjm\u016f nebo se ob\u00e1vat odm\u00edtnut\u00ed kv\u016fli n\u011bjak\u00fdm men\u0161\u00edm z\u00e1pis\u016fm v registrech dlu\u017en\u00edk\u016f. Sta\u010d\u00ed pouze vyplnit on-line formul\u00e1\u0159 a d\u00e1l u\u017e to b\u011b\u017e\u00ed jako po m\u00e1sle. P\u0159esv\u011bd\u010dte se sami.                                                                                                                                                                                                                                                                                                                                                                                         4.1\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.skalimar.cz\/jak-si-pujcit-penize\/#breadcrumbitem"}]}]